Value & closing tools

Two numbers that unblock the decision.

Most SMEs hesitate over upfront cost and uncertain return. Both calculators use the figures we bring to the session, so the comparison happens in the room, not in a follow-up deck.

Tool 01

AI ROI & subscription swap

Own an on-premise box instead of renting five or six SaaS seats forever.

Your inputs

50
1200 staff
S$ChatGPT Business alone is about S$34 per seat

Box configuration

Upfront cost is the number that stalls most decisions — this is what it buys back. Optional Year 3 cover is not included in the figures.

Government initiatives: programmes such as PSG, EDGE and CTC can be explored to defray the cost of investment. Your advisor maps your eligibility before you commit, so the figure above is the ceiling, not the final outlay.

Three-year saving

S$44,612

versus staying on per-seat subscriptions

Monthly subscription

S$1,700

Payback

9.8 months

3-year cumulative cost
SaaS subscriptions Owned box

Replaces six monthly bills — chat, office suite, document chat, image and video generation, and workflow automation — with one owned asset that keeps company data on your premises.

See the AI Automation Box packages

Tool 02

Cyber risk & compliance checker

Size the statutory exposure first, then the programme that prevents it.

80%

of SG businesses hit yearly

6,264

cybercrime cases in 2025

S$39.9M

lost in 2025

10% / S$1M

PDPA fine ceiling

Your exposure

S$

PDPA caps financial penalties at 10% of annual turnover or S$1M, whichever is higher.

8

Cyber Essentials Care covers 5 devices at S$138/mth; extra users S$12/mth each.

Potential exposure

S$200,000

Maximum PDPA penalty at this turnover (10% of turnover or S$1M).

Average reported loss per case

S$39.9M across 6,264 cases (2025)

S$6,369.73

Care programme

8 devices, 24-month term

S$174/mth

24-month programme cost

vs the exposure above

S$4,176

The comparison that lands

A single average incident loss of S$6,369.73 is worth 3.1 years of the care programme at S$2,088 a year.

Open the cybersecurity portfolio

Illustrative estimate built from published CSA Singapore 2025 figures and PDPA penalty caps. It is not legal or insurance advice.